After a car accident, don’t be taken back if the negligent driver’s insurance adjuster reaches out to you. As soon as a negligent driver reports the car accident to their insurance adjuster, the adjuster will be aware that you are filing a claim and they will start their investigation. However, it is important to note that just because an adjuster wants to speak with you, that doesn’t mean you have to, and it would be in your best interest not to. Many car accident victims make the mistake of speaking with the negligent driver’s insurance adjuster. Doing so could complicate your case and make it much more difficult to obtain the compensation you deserve.
What is an Insurance Adjuster?
An insurance adjuster works directly for the insurance company, and their job is to investigate claims and decide on settling claims. It is important to remember that the insurance company is a business, and their overall objective is to make profits. This is accomplished because the insurance company reduces its costs through denying or reducing the value of the claims it is responsible for paying.
Why does the Insurance Adjuster Want to Talk?
The insurance adjuster is eager to talk to you, and the adjuster may seem friendly and concerned, but the adjuster is NOT your friend. The adjuster is trying to get you to say things that they will use against you to argue that you do not have a valid claim, or that it is considerably less valuable than it is.
How Should I Handle Calls from the Insurance Adjuster?
Even if you are aware that you should not talk to an insurance adjuster, there may be moments when there is no avoiding it. In that case, simply take down their contact information and let them know that you will have your attorney contact them. Nothing more.
Contact Dana & Dana About Rhode Island Car Accident Cases
It is possible to recover the money you need after a Rhode Island car accident, but only if you file a lawsuit on time. Contact Dana & Dana, a personal injury law firm in Providence, Rhode Island, to see if you have grounds for a lawsuit.