Uninsured Motorist Insurance is an add-on policy which provides protection against accidents involving drivers without insurance. Uninsured motorist coverage is not just for accidents where the at-fault driver does not have insurance. It is also applicable if your injuries or property damage exceed the limits of the at-fault driver’s insurance policies or if the at-fault driver left the scene of the accident. If you do not have uninsured motorist insurance, you could be left paying for property damages and medical bills out of pocket. In Rhode Island the minimum amount of insurance coverage is:
- $25,000 of bodily injury coverage for one injury or death
- $50,000 of bodily injury coverage for two injuries or deaths
- $25,000 of property damage coverage for one accident
Why do Rhode Island Drivers Need Uninsured and Underinsured Motorist Insurance?
Did you know that nearly 20% of drivers in the state of Rhode Island are operating their motor vehicles without any form of insurance? This doesn’t account for the number of drivers with the minimum insurance or for drivers who leave the scene of a car accident. An underinsured motorist insurance policy will get you the compensation you need to pay for repairs and medical bills no matter what the other party is able to pay.
Contact Dana & Dana About Car Accident Cases
It is possible to recover the money you need after a personal injury, but only if you file a lawsuit on time. If you need help with you uninsured motorist claim contact Dana & Dana, a personal injury law firm in Providence, Rhode Island, to see if you have grounds for a lawsuit.
Dana & Dana Attorneys at Law have a knowledgeable staff of expert attorneys with over 25 years of experience dealing with car accident claims. They can help you collect evidence, dealt-fault at fault parties and fight so that you get the maximum compensation for your damages and losses. They are knowledgeable about car accident laws in Providence, RI so you don’t have to worry about familiarizing yourself with legalities…they’ll do it for you!